Fix your credit. Build your score.
When negative items are holding your score back, our team guides you every step — full audit, strategic disputes, and real score building that lasts.
Full Credit Audit
A complete tri-bureau review of your reports to find every inaccurate, outdated, and unverifiable item holding your score down.
- Tri-bureau report audit
- Negative-item inventory
- Personalized game plan
- Score-readiness check
Strategic Disputes
Aggressive, audit-driven disputes targeting the items that matter most — handled by our team.
- Custom dispute letters
- Collections & charge-offs
- Late payment corrections
- Continuous round tracking
Score Building
Strategic tradelines and guided habits that add positive history and lift your score the right way.
- Authorized user tradelines
- Credit utilization strategy
- Positive history building
- Ongoing score monitoring
Credit Monitoring
Round-the-clock monitoring so every change is tracked and every new opportunity to lift your score is acted on.
- Real-time alert tracking
- Monthly progress reviews
- Re-dispute automation
- Score-change notifications
See what's possible for your score
Pick your current score and the negative items on your report. We'll estimate the improvement our team can work toward — no obligation, just clarity.
Your profile
Negative items on your report
Projected outcome
Educational estimate
Now
580
Fair
Projected
665
Fair
Potential increase
+85 pts
This simulator is an educational estimate based on typical outcomes for removed negative items. Your actual results depend on your full credit profile and are not guaranteed.
One plan. Fully customized.
Every Legacy Builder plan is tailored to your unique credit profile — no two clients are the same, and neither is the work. All types of negative accounts can be removed, and you can get started for as little as $160.
Legacy Builder
One fully customized credit repair program — built around your reports and your goals. Every plan is tailored to the needs of the client.
Starting at
$160
Each plan customized to you
- Full tri-bureau credit audit
- Removal of all types of negative accounts
- Late payments, collections & charge-offs
- Repossessions, bankruptcies & hard inquiries
- Custom dispute strategy & unlimited rounds
- Score building & tradeline guidance
- Monthly progress reviews
- Dedicated case support
Download your credit report for $1
See exactly what lenders see before you apply. Pull your full credit report for just $1 — no guesswork, just a clear picture of where your profile stands today.
- Full tri-bureau report access
- No impact to your credit score
- Instant, secure download
Credit report
$1
Get instant access to your full credit report through our secure portal. The first step to getting funding-ready starts with knowing your numbers.
Get my credit report — $1Opens our secure credit report portal in a new tab.
Ready to start your Legacy Builder plan?
All types of negative accounts can be removed — and your plan is fully customized to your needs. Get started for as little as $160.
Start my Legacy Builder planOpens the secure signup portal in a new tab.